Florida Personal Injury Attorney
Fighting for Maximum Compensation After Your Injury – Serving All of Florida
When someone else’s negligence causes you harm in Florida, you deserve full compensation for your losses. Attorney Vince Sowerby provides aggressive representation for injury victims throughout the Sunshine State, helping you recover damages for medical bills, lost wages, pain and suffering, and more. From Miami to Jacksonville, Tampa to Orlando, we fight to protect your rights and secure the maximum compensation you deserve.
Why Choose Vince Sowerby as Your Florida Personal Injury Attorney
When you’re injured in Florida, you need an attorney who understands both state-specific laws and the insurance landscape unique to the Sunshine State. Attorney Vince Sowerby brings extensive experience in Florida personal injury law, combined with a personalized approach that puts your recovery first.
Unlike larger firms where you’re passed between paralegals and junior associates, you’ll work directly with Attorney Sowerby throughout your entire case. We take the time to understand the full impact of your injuries on your life, then fight aggressively to recover every dollar you deserve.
- No Fees Unless We Win – You pay nothing upfront, and our fees come only from your settlement or verdict
- Personalized Attention – You work directly with Attorney Sowerby, not a case manager
- Trial-Ready Representation – We prepare every case for court, which leads to better settlements
Types of Personal Injury Cases We Handle in Florida
Car Accidents
Rear-end collisions, T-bone crashes, head-on accidents, drunk driving, distracted driving, and hit-and-run cases throughout Florida.
Medical Malpractice
Surgical errors, misdiagnosis, medication mistakes, birth injuries, and hospital negligence in Florida facilities
Truck Accidents
Commercial vehicle crashes, 18-wheeler accidents, delivery truck collisions, and cargo-related incidents on Florida highways.
Wrongful Death
Fatal accidents caused by negligence, helping families recover damages under Florida’s wrongful death statutes.
Motorcycle Accidents
Motorcycle crashes caused by driver negligence, road hazards, or defective equipment on Florida’s roads.
Premises Liability
Injuries on commercial or residential property due to owner negligence and unsafe conditions.
Slip and Fall
Injuries on unsafe property including wet floors, uneven surfaces, inadequate lighting, and negligent maintenance.
Product Liability
Defective products, dangerous medications, faulty equipment, and consumer product injuries.
What Compensation Can You Recover?
Every personal injury case is unique, and the compensation you may recover depends on the severity of your injuries and their impact on your life. We fight to recover maximum compensation for all your damages, including:
Economic Damages
- Medical expenses (past and future)
- Hospital and emergency room bills
- Surgery and rehabilitation costs
- Prescription medications
- Physical therapy and ongoing treatment
- Lost wages and income
- Loss of earning capacity
- Property damage
Non-Economic Damages
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
- Loss of consortium
How Personal Injury Claims Work in Florida
Free Consultation
We review your case at no cost, explain your rights under Florida law, and outline your legal options for pursuing compensation.
Investigation & Evidence Gathering
We immediately begin investigating your accident, collecting evidence, obtaining police reports, interviewing witnesses, and consulting medical experts to build your case.
Insurance Claim Filing
We handle all communication with insurance companies, file your PIP claim, and pursue claims against all liable parties and their insurers.
Demand & Negotiation
We prepare a comprehensive demand package documenting your injuries and losses, then negotiate aggressively for maximum settlement value.
Litigation (If Necessary)
If the insurance company refuses fair compensation, we file a lawsuit and prepare your case for trial. Our trial-ready approach often leads to better settlements.
Recovery
Once we secure compensation through settlement or verdict, we ensure you receive every dollar you’re owed, with medical liens properly resolved.
Dealing with Florida Insurance Companies
Insurance Companies Are Not On Your Side
Insurance adjusters in Florida use specific tactics to minimize what they pay, including:
- Quick lowball offers before you know the full extent of your injuries
- Recorded statements designed to trap you into admissions
- PIP coverage disputes to deny or delay medical treatment
- Surveillance to undermine your injury claims
- Comparative fault arguments to reduce or eliminate your recovery
- Delay tactics hoping you’ll accept less out of desperation
How We Protect You
We handle all insurance communications, prevent you from making harmful statements, fight PIP claim denials, document the full extent of your injuries, counter comparative fault allegations, and demand maximum compensation based on Florida law.
What to Do After an Injury
The steps you take immediately after an accident can significantly impact your ability to recover compensation:
1. Seek Medical Attention
Your health comes first. Get immediate medical care, even if you don’t think you’re seriously injured. Some injuries have delayed symptoms.
4. Preserve Evidence
Keep damaged clothing, equipment, or other items. Don’t repair property damage until it’s been documented.
2. Report the Incident
Call police for accidents. Report falls or injuries to property owners. Create an official record of what happened.
5. Avoid Social Media
Don’t post about your accident or injuries online. Insurance companies monitor social media to find information to use against you.
3. Document Everything
Take photos of the scene, your injuries, and any damage. Get witness names and contact information.
6. Contact an Attorney
Speak with a personal injury lawyer before talking to insurance companies. We protect your rights from day one.
Understanding Florida's Personal Injury Laws
Florida's Modified Comparative Negligence Rule (2023 Change)
As of March 2023, Florida follows a modified comparative negligence system. If you’re found to be more than 50% at fault for your injuries, you cannot recover any damages. If you’re 50% or less at fault, your compensation is reduced by your percentage of fault. This makes it crucial to have an experienced attorney who can minimize any allegations of your fault.
Florida’s Statute of Limitations
In Florida, you generally have two years from the date of injury to file a personal injury lawsuit. However, there are important exceptions:
- Medical malpractice: 2 years from discovery (with maximum 4-year statute of repose)
- Wrongful death: 2 years from date of death
- Product liability: Generally 4 years from date of injury
Missing the deadline means losing your right to compensation forever. Contact us immediately to protect your claim.
Florida's No-Fault Insurance System
Personal Injury Protection (PIP) Coverage
Florida has an overall “no fault” scheme which requires most drivers to carry Personal Injury Protection (PIP) insurance, which covers:
- 80% of medical expenses (up to $10,000)
- 60% of lost wages (up to $10,000)
- Death benefits up to $5,000
When You Can Step Outside No-Fault
You can pursue a claim against the at-fault driver if your injuries meet Florida’s serious injury threshold:
- Permanent injury within reasonable medical probability
- Significant and permanent scarring or disfigurement
- Permanent loss of an important bodily function
- When your economic losses exceed PIP coverage but you don’t otherwise meet the threshold, but only for economic losses.
We help you navigate PIP claims while building a strong case for additional compensation when your injuries qualify.
Frequently Asked Questions
How much is my Florida personal injury case worth?
The value depends on many factors including severity of injuries, medical expenses, lost income, degree of fault, insurance coverage limits, and impact on your life. Florida’s 2023 comparative negligence change means your recovery is reduced by your percentage of fault (and barred if over 50% at fault). We provide honest case evaluations during free consultations.
What is Florida’s PIP coverage and how does it work?
Personal Injury Protection (PIP) is mandatory insurance in Florida that covers 80% of medical bills and 60% of lost wages up to $10,000, regardless of fault. You must seek treatment within 14 days of the accident to qualify. PIP is your first source of coverage, but you can pursue additional compensation from at-fault parties if your injuries are serious enough.
Can I still recover compensation if I was partially at fault in Florida?
Yes, but only if you’re 50% or less at fault. Florida’s modified comparative negligence law (changed in 2023) reduces your compensation by your percentage of fault. If you’re found 51% or more at fault, you cannot recover anything. This makes proper legal representation crucial to minimize fault allegations.
How long do I have to file a personal injury lawsuit in Florida?
Generally two years from the date of injury, but there are exceptions for medical malpractice, wrongful death, and claims against government entities. Missing the deadline means losing your right to compensation forever. Contact us immediately – evidence disappears and witnesses’ memories fade.
What if the at-fault driver doesn’t have insurance in Florida?
You may recover through your own uninsured/underinsured motorist (UM/UIM) coverage if you have it. We can also pursue the at-fault party’s personal assets. Many drivers are uninsured or underinsured, making UM/UIM coverage important protection. It is required by law, unless you opt to reject it.
Should I give a recorded statement to the insurance company?
No, not without consulting an attorney first. Insurance adjusters use recorded statements to trap you into admissions that hurt your case. You’re only required to cooperate with your own insurance for PIP claims. Let us handle all communications with other insurance companies.
How much does a Florida personal injury lawyer cost?
We work on contingency – you pay nothing unless we win. Our fee comes from your settlement or verdict (typically 33.33% before lawsuit, 40% if litigation is filed). You never pay out of pocket, and if we don’t recover compensation, you owe us nothing.
State-Specific Personal Injury Information
Personal injury laws vary by state. Click below to learn about state-specific requirements, statutes of limitations, and legal procedures:
Get the Compensation You Deserve
Don’t let insurance companies take advantage of you. Contact Vince Sowerby today for a free consultation. He will review your case, explain your rights, and fight to recover maximum compensation for your injuries.
Always Available • No Fees Unless We Win • Free Consultation